Usually, words like “home budget”, “bills”, “rent” or “counters” evoke unpleasant feelings. No wonder – each of them means farewell to their money. At the same time everyone probably does not notice that these expenses are to secure a proper standard of living.
Let’s take a closer look at the goals that slim down Poles’ wallets and see the possibilities for stabilization and increasing the number of zeros before the comma at the end of the next month.
Statistics: those boring and those necessary to think about
The CSO is a very interesting, and somewhat extremely useful source of knowledge about society. It allows you to look at trends prevailing among Poles from a slightly greater distance, thereby increasing the chance that you will make a personal analysis of what is happening around you.
We recommend that you review the data we collect from various sources, including independent surveys and data from the Central Statistical Office, as they may cause you to reflect. We only present anonymous data because we do not want to apply any labels to our readers. Please treat the following information only as curiosities from the realities of Polish society.
Domestic expenses of Poles
According to the Central Statistical Office, the most common expenses typically for Polish households include:
– food shopping;
– charges related to housing (rent and meters, including energy and repairs).
The above list is dominated by expenditure on food and non-alcoholic beverages, amounting to approximately 24% of the money earned in a month. Rents and bills absorb another 20%. Renovations along with household appliances are on the border of own and credit expenses.
In total, Poles spend on average 90% of the money earned, with a large number of respondents admitting that they live in the style “from first to first”. The reason for this can be both low earnings – despite quite high rates, which have increased significantly over the past 15 years – and the lack of ability to control the household budget.
In addition to spending on food and housing, Poles’ wallets also slim down:
– transport (city / national transport and / or gasoline) – around 9-10%;
– communication (cellular, internet, postal etc.) – close to 5%;
– clothes (clothing and footwear) – within 5-7%;
– culture and recreation (of any kind) – just over 6%;
– restaurants and hotels (also any) – on average about 4%.
The above data indicate that, in fact, the average Pole will spend quite little on himself, especially taking into account that the data from 2017 indicate that the average income per person is in the range of PLN 1050-1100.